No minimum FICO score.
No minimum FICO score.
Funding under 48 hours.
Funding under 48 hours.
Funding under 48 hours.
100% unsecured.
100% unsecured.
100% unsecured.
Start application
$520,000 LOC approved!
11 Offers waiting!
Working capital is now effortless.
4.9/5
How does it work?
Learn more about funding with us.
8 Offers waiting!
$280,000 Line of credit approved!
8 Offers waiting!
$280,000 Line of credit approved!
Working capital is now effortless.
4.9/5
$280,000 Line of credit approved!
8 Offers Waiting!
No minimum FICO score.
Funding under 48h.
100% unsecured.
How It Works?
Learn more about funding with NYS.
Start application
Funding Made Simple
Apply For Funding
HOW TO QUALIFY
REQUIREMENTS
As Easy As 3 Steps
As Easy As 3 Steps
6+
Months in business
Months in business
$10K+
Monthly revenue
500
Minimum
FICO score
6+
Months in business
$10K
Minimum monthly rev
500
Minimum FICO score
01
APPLICATION
• No hard credit pulls.
• 60s Online application.
• SOC2 type || encrypted.
02
OFFERS
• 100% Free.
• 99% AI underwriting.
• Same-day approval.
03
FUNDING
• Under 24H
• No hidden fees.
• Tailored for your needs.
01
Application
• No hard credit pulls.
• 60s Online application.
• SOC2 type || encrypted.
02
Offers
• 100% Free.
• 99% Ai underwriting.
• Same-day approval.
03
Funding
• Under 24H
• No hidden fees.
• Tailored for your needs.
OPTIONS
OPTIONS
You decide what
fits you best
You Decide What Fits
You Best
When you grow, we grow.
Check all the options you qualify for right at your fingertips — over 30 different funding solutions.
Check all the options you qualify for right at your fingertips — over 30 different funding solutions.
Line of credit
Line of credit
Withdraw what you need,
when you need it.
Term loan
Working capital
SBA (requires p.g)
And many more…
Term loan
Long-term financing,
up to 7 years.
Working capital
Payments that flex with your
sales, forget about fixed interest.
Cash advance
Improve today's cash flow
based on future sales.
Equipment funding
Leverage your equipment to
get favorable loan terms.
SBA (requires p.g)
Government-backed loans
with flexible terms.
OPTIONS
You Decide What
Fits You Best
When you grow, we grow.
Check all the options you qualify for right at your fingertips — over 30 different funding solutions.
TERMS
We fund, your terms
We fund, your terms
Restaurant, startup, manufacturing, or construction?
We tailor funding to fit your terms, not ours.
Restaurant, startup, manufacturing, or construction? We tailor funding to
fit your terms, not ours.
Restaurant, startup, manufacturing, or construction?
We tailor funding to fit your terms, not ours.
Our expertise, your terms
No collateral
We don't need collateral, we look at your business as a whole.
No collateral
We don't need collaterals, we look at your business as a whole.
No collateral
We don't need collateral, we look at your business as a whole.
No collateral
We don't need collateral, we look at your business as a whole.
Dynamic rate, fixed time-frame
Forget everything you knew about borrowing money.
Pay when you can, not when "you need".
Dynamic rate, fixed time-frame
Forget everything you knew about borrowing money.
Pay when you can, not when "you need".
Dynamic rate, fixed time-frame
Forget everything you knew about borrowing money.
Pay when you can, not when "you need".
Dynamic rate, fixed time-frame
Forget everything you knew about borrowing money.
Pay when you can, not when "you need".
How Can You Qualify?
$10k+
Monthly Revenue
6+
Months In Business
500
Minimum Credit Score
How Can You Qualify?
$10k+
Monthly Revenue
6+
Months In Business
500
Minimum Credit Score
How Can You Qualify?
$10k+
Monthly Revenue
6+
Months In Business
500
Minimum Credit Score
From $10k to $5M
We fund business from $10k all the way up to $5M.
$5M
$4.9M
$4.8M
$4.6M
$4.4M
$4.2M
$4M
$3M
$2M
$1M
$990k
$980k
$970k
$900k
$800k
$700k
$600k
$500k
$400k
$300k
$200k
$100k
From $10k to $5M
We fund business from $10k all the way up to $5M.
$5M
$4.9M
$4.8M
$4.6M
$4.4M
$4.2M
$4M
$3M
$2M
$1M
$990k
$980k
$970k
$900k
$800k
$700k
$600k
$500k
$400k
$300k
$200k
$100k
From $10k to $5M
We fund business from $10k all the way up to $5M.
$5M
$4.9M
$4.8M
$4.6M
$4.4M
$4.2M
$4M
$3M
$2M
$1M
$990k
$980k
$970k
$900k
$800k
$700k
$600k
$500k
$400k
$300k
$200k
$100k
From $10k to $5M
We fund business from $10k all the way up to $5M.
$5M
$4.9M
$4.8M
$4.6M
$4.4M
$4.2M
$4M
$3M
$2M
$1M
$990k
$980k
$970k
$900k
$800k
$700k
$600k
$500k
$400k
$300k
$200k
$100k
NYS Track-Record
Funding tailored for your business, lightning fast, without any affects on your credit.
24H
Average Funding Time
75+
Industries Served
0
Hard Credit Pulls
NYS Track-Record
Funding tailored for your business, lightning fast, without any affects on your credit.
24H
Average Funding Time
75+
Industries Served
0
Hard Credit Pulls
NYS Track-Record
Funding tailored for your business, lightning fast, without any affects on your credit.
24H
Average Funding Time
75+
Industries Served
0
Hard Credit Pulls
Start now
Start now
Apply For Funding
Why us?
Fundd
Other Lenders
~24 hours
~24 hours
2-4 weeks
2-4 weeks
No effects on credit - only a soft pull
No effects on credit - only a soft pull
Mandatory hard pull,
instant lowered credit score
Mandatory hard pull,
instant lowered credit score
No collateral. No P.G
Collateral, personal guarantees,
and co-signers
Collateral, P.G,
and co-signers
30+ different funding options
Only MCA
Minimum requirements
650+ FICO, strong financials,
collateral, lengthy history
650+ FICO, strong financials,
collateral, lengthy history
60s to apply, same-day funding
1 week, endless phone calls
Let's start
Let's start
Let's start
Funding Made Simple
Top Ranked Capital Provider
Top Ranked Capital Provider
Read how dozens of businesses were able to grow massively using funding tailored for their needs.
Read how dozens of businesses were able to grow massively using funding tailored for their needs.
Read how dozens of businesses were able to grow significantly with funding tailored to their needs.
Asana
we successfully obtained success, and the whole process was wrapped up in just five days. Much appreciated.
Asana
Thank you
Thank you, Ben sterling & shannon, for all your help and patience. You have been just amazing and beyond expectations. Always so easy to talk to and reach anytime. 100% transparency. 100% cared about their customers.
Asana
Ben, and Alan my funding advisor, handled the situation so fast and really in the best way possible. Looking forward to work together again. Thanks team.
Asana
Lifesaver
If you're serious about your business go with NYS. Try to get an approval and see for yourself. Amazing people. Amazing process. Amazing company.
Asana
Conrad Mayer
The availability, speed, offers.. I don't know how you guys do that, but the risk you took with our company was something I never thought was possible…..
Asana
Emily
Really quick. Best offer between 4 different lenders we checked with. Thanks Benjamin!
Asana
Rob I
They really care.
It's not just a slogan, they really took the time to understand my business and didn't sell me any funding before they were sure it can actaully help. 5/5!
Asana
Jaime
Great Company
I've tried many different ways to borrow money for my business vefore and none have been as fast and as transparent as NYS. I'm really happy I decided to move forward with them and make the right decision for my business.
Asana
James
Phenomenal offers
Phenomenal offers! Shawn was able to get us 5 different funding optoins to choose from. We took $125,000 LOC and a term loan. REALLY good terms.
Asana
Best leder ever!
I've been working with NYS for 4 years now. We usually take funding 2 to 4 time a year. Ben is one of the best. He makes the process so simple and quick. We get approval under 2 hours and access to the capital under 2 days…
Asana
we successfully obtained success, and the whole process was wrapped up in just five days. Much appreciated.
Asana
Thank you
Thank you, Ben sterling & shannon, for all your help and patience. You have been just amazing and beyond expectations. Always so easy to talk to and reach anytime. 100% transparency. 100% cared about their customers.
Asana
Ben, and Alan my funding advisor, handled the situation so fast and really in the best way possible. Looking forward to work together again. Thanks team.
Asana
Lifesaver
If you're serious about your business go with NYS. Try to get an approval and see for yourself. Amazing people. Amazing process. Amazing company.
Asana
Conrad Mayer
The availability, speed, offers.. I don't know how you guys do that, but the risk you took with our company was something I never thought was possible…..
Asana
Ben, and Alan my funding advisor, handled the situation so fast and really in the best way possible. Looking forward to work together again. Thanks team.
Asana
Conrad Mayer
The availability, speed, offers.. I don't know how you guys do that, but the risk you took with our company was something I never thought was possible…..
Asana
Jaime
Great Company
I've tried many different ways to borrow money for my business vefore and none have been as fast and as transparent as NYS. I'm really happy I decided to move forward with them and make the right decision for my business.
"GOLDENGATE CAPITAL IS THE BEST BUSINESS PARTNER WE'VE EVER HAD"
"GOLDENGATE CAPITAL IS THE BEST BUSINESS PARTNER WE'VE EVER HAD"
– Sloane J. | 5/5 Stars
– Sloane J. | 5/5 Stars
Start application
Start application
How does it work?
What are the rates?
Are there any effects on my credit score?
How do I qualify?
How can I apply?
How does it work?
What are the rates?
Are there any effects on my credit score?
How do I qualify?
How can I apply?
How does it work?
What are the rates?
Are there any effects on my credit score?
How do I qualify?
How can I apply?
FAQ
Find answers to common questions about our platform and services.
Contact us
How does it work?
What are the rates?
Are there any effects on my credit score?
How do I qualify?
How can I apply?
How does it work?
What are the rates?
Are there any effects on my credit score?
How do I qualify?
How can I apply?
Why us?
Tailor-made funding? Say hello to NYS.
Other Lenders
~24 hours
2-4 weeks
Soft credit pull
Hard credit pull
No collateral, no P.G
Collateral & P.G
30+ funding
options
Only MCA
60 seconds to apply
1 week to apply
Apply For Funding
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@ Golden Gate Capital 2025